About calculator:
- This calculator can be used to calculate payments not only on a mortgage, but also on any loan.
- The loan amount is equal to the difference between the home value and own funds (down payment on a mortgage).
- The annuity interest calculation scheme is much more common in Russia than the differential one. An annuity scheme assumes a constant payment amount, differential - a constant amount of repayment of the main debt.
- The mortgage calculator for the differential interest calculation scheme calculates based on the constant amount of principal repayment every month (the most common situation, although no one bothers the borrower and the bank to agree on an individual scheme).
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